Nidhi Company Registration in India

Start Your Own Nidhi Company & Build a Secure Financial Future

A Nidhi Company is a type of Non-Banking Financial Company (NBFC) that operates to encourage savings and thrift among its members. Registered under the Companies Act, 2013, and governed by the Ministry of Corporate Affairs (MCA), a Nidhi Company is primarily involved in lending and borrowing money among its members, making it an excellent option for small-scale financial businesses.

Unlike other NBFCs, a Nidhi Company does not require RBI approval, making it one of the easiest and most affordable financial institutions to start in India.

Why Register a Nidhi Company?

✔ No RBI Approval Required – Simplified registration process compared to other NBFCs.
✔ Encourages Savings & Investment – Promotes a habit of saving among members.
✔ Limited Liability – Shareholders' personal assets are protected from business liabilities.
✔ Separate Legal Entity – The company has an independent existence.
✔ Easy Fundraising from Members – Accept deposits and provide loans only to registered members.
✔ Low Risk & Secure Business Model – Restricted to non-commercial financial activities.

Process of Nidhi Company Registration

Registering a Nidhi Company in India involves the following steps:

1️⃣ Obtain Digital Signature Certificate (DSC): Required for e-filing of forms.
2️⃣ Apply for Director Identification Number (DIN): Unique ID for directors issued by the MCA.
3️⃣ Reserve a Unique Company Name: Approval from MCA under the RUN (Reserve Unique Name) service.
4️⃣ Draft MOA & AOA: Memorandum of Association (MOA) and Articles of Association (AOA) define the company’s objectives and rules.
5️⃣ File for Incorporation: Submit incorporation documents and application to MCA.
6️⃣ Obtain Certificate of Incorporation: The company becomes legally registered.
7️⃣ Apply for PAN & TAN: Essential for taxation and financial transactions.
8️⃣ Comply with Nidhi Company Rules: Ensure the company meets MCA guidelines within one year of incorporation, including a minimum 200 members and ₹10 lakh net-owned funds.

Documents Required for Nidhi Company Registration

? Identity Proof: PAN card and Aadhaar card of all directors and shareholders.
? Address Proof: Utility bill, bank statement, or rental agreement.
? Registered Office Address Proof: Rent agreement and NOC from the property owner.
? MOA & AOA: Legal documents defining company structure and objectives.
? Photographs: Passport-sized photos of all directors.

Why Choose Us for Nidhi Company Registration?

✅ Quick & Hassle-Free Registration – End-to-end assistance for seamless registration.
✅ Expert Consultation – Guidance on compliance, taxation, and operational requirements.
✅ Affordable Pricing – Transparent and cost-effective services.
✅ 100% Online Process – No physical paperwork, complete registration from anywhere.
✅ Dedicated Support – A team of professionals to assist at every step.

Start Your Nidhi Company Today!

Build a secure financial future by starting your own Nidhi Company. Get expert assistance for fast and easy Nidhi Company Registration in India.